All merchants know check payment is a slow and involved process, taking anywhere from 24 hours to a whole week to complete. This lag is frustrating and the merchant also loses out on customer data from check processing. But, with Merchant Service Group LLC, you can choose from a variety of electronic check service programs that will expedite the process. All this also comes complete with our exceptional 24/7 customer support, which we provide in over a dozen languages. With our programs and service, you can spend more time making sales and less time processing checks.

Check Conversion

The Electronic Check Transfer (ECT) check conversion program combines the benefits of paper checks with the speed, ease, and safety of electronic processing. The check is converted to a paperless transaction by electronically moving funds from the customer’s bank account to the merchant’s bank account. Combined with Check Guarantee, this service delivers a streamlined check acceptance process that eliminates returned checks and returned check fees, while reducing paperwork and trips to the bank.

Check Guarantee

The Check Guarantee program is an easy process at the point of sale. The sales clerk enters the customer’s information into the point-of-sale terminal or cash register. In a matter of seconds, after verifying a database containing millions of records of unpaid checks, the sales clerk gets a response indicating whether they should approve or decline the check. The program is simple and will eliminate NSF risks.

• Improve cash flow & management
• Add value through customer convenience
• Eliminate slow check processing
• Turnaround customers faster
• Save money with less fees
• Reduced NSF risk
• Simplifies POS accounting
• Escape manual deposits
• Avoid returned checks